Census Demographic Percentages for ECOA BISG Calculations
Append Census demographics with percentages already calculated. Save time and hassle compared to using raw Census or FFIEC downloads.
Demographic percentages and Census Block Groups are key ingredients in your institution's Bayesian Improved Surname Geocoding (BISG) calculations for Equal Credit Opportunity Act (ECOA) compliance.
Yet, working with data directly from the Census can be frustrating. Even if you get the data from the FFIEC flat files, you still need to manually calcuate the demographic percentages yourself. It might not sound like much, but when this is something you're doing every regularly, that time adds up.
When you upload a list of addresses or use our API and select the ACS-Demographics append, we'll return the Census boundaries (like FIPS codes and block group) as well as the demographics—with the percentages already calculated.
Geocodio won't build your full BISG, but we can make it faster for you to get to the point of running the surname analysis that much faster.
ACS data is available back to 2010.
See more about matching to FFIEC data here.
See a sample result
American Community Survey Data
Demographics
Total population, population by age range, sex, race and ethnicity
Household Income
Median household income and household income by bracket
Census Geographies
FIPS codes, block and tract codes, MSAs, CSAs, and Metropolitan divisions